Frugal in the Fruitlands

Off the top of your head, can you name some of the “conventional wisdom” about owning a home?
- It’s an investment.
- It will grow in value.
- Everyone wants to live in a house.
- If you’re renting, you’re just throwing your money away.
- Owning a home gives you a sense of satisfaction.

Pretty much whatever you can name, I bought into. I was further encouraged by my parents, who couldn’t go a week without asking us if we were going to buy a house. Obviously, we’d followed the life script by getting married; now we needed a house!

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Between October 1st and 31st, Enterprise is allowing its employees to purchase Land’s End gift cards at a greatly reduced price:

A $100 Lands’ End Gift Card for $75
A $50 Lands’ End Gift Card for $40
A $25 Lands’ End Gift Card for $20

I desperately need some new pants, and I happen to know someone who works for Enterprise, so I’m taking the opportunity for an instant 25% discount. I also plan to purchase from Land’s End through MyPoints, thus garnering myself some rewards points in the process. I’ve not had a chance to try any of Land’s End clothing myself, but I’ve heard good things about the quality (and have seen it myself in the store), and I know that it comes with a lifetime guarantee.

If you know someone who works for Enterprise, let them know about this promotion, if they don’t already. Just remember, if you (or they) don’t need it, it’s not a discount.

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Dairyman Crick’s household of maids and men lived on comfortably,
placidly, even merrily. Their position was perhaps the happiest of
all positions in the social scale, being above the line at which
neediness ends, and below the line at which the convenances begin
to cramp natural feelings, and the stress of threadbare modishness
makes too little of enough.

– Thomas Hardy, Tess of the D’Urbervilles

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Does anyone else out there remember The Frugal Gourmet? With only five network channels to watch growing up, I watched a lot of PBS, a few episodes of this show included. Not a lot of it sticks in my mind, to be fair. But I do remember the day Jeff Smith decided to teach his audience about the meaning of frugality.

He was making something with extra virgin olive oil – a favorite ingredient of his, as I recall – and he said something to the extent of, “Now, I have viewers who write in to me and say that olive oil’s not cheap, so how can this be the Frugal Gourmet?” He went on to explain that frugality didn’t necessarily mean using cheap ingredients, but ingredients that were valued at what they actually cost. Olive oil was worth its weight in gold, in Jeff Smith’s world.

This is something that’s been on my mind lately as I’ve taken on my no-restaurant challenge. (11 out of 11 days so far!) Instead of going out to eat for our anniversary on Monday, my husband and I decided to recreate one of our favorite meals at home: veal saltimbocca. Our ingredients included four thin veal cutlets, a 1/4 lb of imported prosciutto, Fontina cheese, and a bottle of white wine. In other words, we were purchasing luxury food items.

Was it an inexpensive choice? No. But frugal? I’d say yes, for a couple of reasons:

• We were eating at home, for one, and paying less per serving than a comparable meal at an Italian restaurant. The veal cutlets were so thin that they probably were less than a pound all together, and we got two meals out of them.
• We bought the veal, prosciutto, and cheese at a local butcher shop (Butcher Boy in North Andover, MA), thus supporting local businesses. (Admittedly, you could argue we were doing a Very Bad Thing by purchasing veal in the first place, but I’ll save that for another day).
• The chardonnay (Valley of the Moon) was inexpensive and purchased at our supermarket, but was rated highly by Wine Spectator.
• The sage – one of the key ingredients in the veal’s topping – was picked from our own plants in the yard.
• I’m sticking to my goal. That gives me a definite sense of satisfaction, a feeling which didn’t fade once the meal was over.

The meal was spectacular. Whatever else you want to say about my boy, he knows how to deglaze a pan. We sat at the table in our sunroom – he in the suit he was married in, I in my work clothes – holding hands when we could, and discussing how long we’d been together. Burnbright, one of our cats, sat across the table from us, peaceably watching.

Ultimately the reason why you’re spending has to be in line with your goals. I enjoy sensual pleasures – smelling a good perfume, sitting in bed on a rainy day with a book and a cup of tea, eating a good meal with someone you love – and it was certainly in line with that. One could argue it fostered my relationship with my husband; that it instilled me with confidence by sticking with my goal.

… I’d say that was some of the most frugal veal saltimbocca I’ve ever eaten.

Related link: How Can a Frugal Person Buy Expensive Items: A Deeper Look at Frugality at The Simple Dollar.

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I am on day five of my all-home-prepared, all-the-time monthly challenge. So far, so good. There’s a part of me that’s sad that I’m missing pumpkin latte season, but I can make plenty of pumpkin dishes to enjoy at home, too.

I don’t have too much time to post with classes going on, but I thought I’d offer you some valuable links I’ve discovered lately:

Simple Steps to Mental Wealth, which is Frugal for Life’s take on How to Not Feel Poor at Debt-Proof Living.

Save Money: Reuse Mailing Boxes and Packing Supplies, at FIRE Finance. This is something I’ve been known to do–I save every padded envelope and piece of bubble wrap that comes into my house. Still, it’s important to follow a few caveats. First of all, the USPS doesn’t like it when you reuse things like Priority Mail boxes, even if you turn things inside out. Some places will give you trouble for it; but at the same time, some places won’t. This is when it pays to be friends with your postal employees. Secondly, be sure that any rough edges or corners that could tear are covered by packing tape–you don’t want your recycled package bursting open because it caught on a piece of postal equipment.

MoneyNing asks Do You Live Frugal Just to Buy Fancy Luxuries for Yourself? I’ve often asked myself if it’s better to scrimp on necessities to save money for the “fun” things, or if it’s better to give up luxuries to have enough money for the necessities. For me, the answer is: what are your goals, and are you spending according to them? And: when you have that luxury, what will you want next?

Bean Sprouts has a Ginger Beer Plant. I’m jealous!

The Frugal Law Student posted this listed of 12 Meals That Are Easy, Cheap and Healthy several weeks ago, but I just got around to trying out the first item on the list: White Beans and Tomatoes. With a lot of garlic, and slow-cooked for a veeeery long time, they just melt in your mouth. The texture and the flavor make a great harmony. (Of course, my husband had to “improve” the recipe by adding bacon, which makes it somewhat less cheap and healthy).

I just discovered and am in love with the e-book Possum Living. It really strikes me how keenly intelligent and well-read the author is while still being very down-home and practical. I love this exchange from chapter two:
“But don’t you want Nice Things?” people ask. “Don’t YOU like to go out and have a Good Time?”
“Nope,” we answer. “Get a lot out of staying home reading.”
“Oh yeah? What do you read that’s so interesting?”
“Our bankbook.”

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Hi, I’m Lise. I bet you remember me… I used to write this blog, Frugal in the Fruitlands, and… yeah. So I’ve been away for a while!

Classes are to blame–I seem to have underestimated how tiring working full-time and going to school in the evenings could be. Unfortunately, this means my frugality efforts have been slightly derailed, as well. Which brings me to a simple conclusion:

It’s hard to be frugal when you aren’t at your best.

Since the beginning of September, I’ve been living on 5-6 hours of sleep a night and a diet of coffee and baked goods. These go hand in hand: when you’re bleary-eyed, nearly falling asleep at the wheel, it’s hard to avoid the temptation of a pumpkin spice latte. I’ve followed this insaaaane schedule up by filling my weekends with games, visits from family, visits from friends. This led to further expenses: gas to drive to Waltham, dinners out, new gaming books.

Unsurprisingly, this schedule made me sick. Literally. It was just a minor cold, but when I was scheduled for another back to back weekend, I decided that the worst thing I could do is push myself more. I called off my Saturday plans, and just stayed at home. I gave myself permission to laze–but in fact, I got a lot of work done.

I learned a couple of things from this:

• I’m not good at listening to my body. For me, it’s hard to tell the difference between the usual resistance I feel at tasks I don’t want to do, and real resistance from my body telling me that it can’t take anymore. I often mistake the two. I didn’t realize how worn down I was getting because I had forgotten what it was like not to be worn down.
• When I’m worn out, it becomes difficult for me to keep track of how far off the path I’m getting as far as expenses. I remembered the trips to Dunkin Donuts, Panera, and Starbucks, but I didn’t remember the expensive dinners at Thai restaurants, German restaurants, and brewpubs. And I didn’t have time to sort through my weekly finances, so I didn’t have that extra reminder, either.

I’m trying to get back on track as far as expenses go by making my October challenge to avoid dining out for the entire month. This is also an item on my 101 Goals in 1,001 Days list, not coincidentally. We’ll see how I do.

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