I’ve been chatting with Sydney of Retirement: A Full Time Job about her path to retirement. Sydney is a great inspiration to me because her retirement at 44 was due to having a well-paying job she loved, socking away any funds that came her way, and… making a conscious decision not to have children.

No Kids = Greater Financial Freedom

I’ve written before about my childfree status. Early in our relationship, my husband and I idly discussed the possibility of children, but at some point we just turned to each other and said, “Really, are we ever going to be ready to give up our financial freedom for kids?” As a result, our financial future is clearer and our path to retirement is shorter. Every time I see a finance article talk about starting a college savings plan, I cross my fingers and give thanks that I never have to worry about that. I know that when the house is paid off, I can pretty much retire. Hell, I can predict when the house is going to be paid off. I don’t have to worry about outgrowing this one. It’s a real joy to know that I don’t owe anything to a little being, no matter how adorable they may be.

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